All Risk Insurance
Assets All Risk Insurance
Examples of excluded causes are:
‣ Wilful acts or negligence by the insured
‣ Acts of fraud or dishonesty
‣ Disappearance, unexplained or inventory shortage
Contractors’ All Risk (CAR)
The CAR policy offers comprehensive protection against loss or damage relating to the contract works, construction plant, equipment and machinery. It also covers third-party claims regarding property damage or bodily injury that have occurred because of a construction project.
Electronic equipment (EEI) – All Risk
The EEI insurance applies whether the insured items are in use or at rest. It also covers them if they’re being dismantled for cleaning, overhauled or moved within the premises.
Erection All Risks (EAR)
The EAR policy offers protection against all the risks involved in the erection of machinery, plant and steel structures of any kind. It also covers any third-party claims linked to property damage or bodily injury that have arisen in connection with the execution of an erection project.
Office Comprehensive Insurance
As part of this policy, you would like to take out personal accident insurance for your employees.
Frequently Asked Questions
Our links with the top insurers in the country help us get multiple quotes for comparison within minutes. We actually do these at no cost to you. Just place a call to us now.
How to choose the best insurance plan
1. First, understand your requirements (future financial needs, your child’s education, marriage, or some other requirement).
2. Second, calculate how much premium you can pay every month or quarterly or half-yearly or annually.
3. See what benefits the Plan gives (each insurance company gives different benefits, so compare).
4. Decide on the tenure of the Plan.
5. See whether it is value for your hard earned money.
6. Decide the Sum Assured, the more the sum assured, the more the benefits.
7. Read the Terms and Conditions of the Plan.
8. Find out how prompt the insurance company is in settlement of claims for the plan.
What is insurance excess / deductible?
An example; If a motorist had a car insurance policy that has a policy excess of 10% and files in a claim for damage to his/her vehicle amounting to GH¢10,000, he/she would have to cover the first GH¢1,000 (ie.10% of the claim amount), with the insurer covering the remaining GH¢9,000.
It is possible to opt for zero excess or buy the excess off…however; the insurer has the prerogative in accepting or even increase it depending on the risk in question.
What is an insurance policy?
What is a quote?
Combined Experience of over 30 Years
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