by kwadwocode | Feb 6, 2020 | Blog, Investopedia, News
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment, or whole life policies. It was simple, you paid a high, set premium, and the insurance company guaranteed the death...
by kwadwocode | Feb 6, 2020 | Blog, Investopedia, JoyOnline
Whole Life vs. Universal Life Insurance: An Overview Whole life insurance caters to long-term goals, offering consumers consistent premiums and guaranteed cash value accumulation. Universal life insurance gives consumers flexibility in the premium payments, death...
by kwadwocode | Feb 6, 2020 | Blog, Investopedia, News
As part of the Affordable Care Act, the Health Insurance Marketplace (or “Exchange”) opened again for business on Nov. 1, 2015, when Open Enrollment for 2016 healthcare coverage began. The Marketplace is an online, one-stop shopping experience for health coverage...
by kwadwocode | Feb 6, 2020 | Blog, Investopedia, News
What Is a Health Insurance Premium? A health insurance premium is an upfront payment made on behalf of an individual or family in order to keep their health insurance policy active. Premiums are typically paid monthly when purchased on the individual market, although...
by kwadwocode | Feb 6, 2020 | Blog, Investopedia, News
Choosing a life insurance policy can be confusing. There are so many different policies to consider. You have to think about the premiums and benefits that come with the policies, as well as the companies them. Then there’s the type of policy. Which one is right...
by kwadwocode | Feb 6, 2020 | Blog, Investopedia, News
Death, just like taxes, is inevitable. We all have to go at some point—it’s something we just can’t avoid. When it comes to death, most of us probably aren’t that keen to think about the end. Maybe it’s because we don’t want to think...